Legal
Please read this disclaimer carefully before using SimpleAML. By using this tool you agree to these terms.
Last updated: March 2026SimpleAML, provided by Click Seed Pty Ltd (ABN 87 656 256 567), is a compliance assistance tool designed to record customer due diligence (CDD) and other AML/CTF checks. It is intended to support firms in managing their AML/CTF obligations under Australian law.
SimpleAML is a compliance register. It helps you record that AML/CTF checks and assessments were completed, and where supporting evidence is kept. It is not a document management system, vault, archive, or hosted document repository.
The information and guidance provided by SimpleAML:
Users are solely responsible for ensuring that they:
Important: If you are unsure about your AML/CTF obligations, seek independent legal advice from a qualified Australian lawyer with expertise in financial crime compliance.
SimpleAML is a compliance register only. It helps you record that checks and assessments have occurred, and where supporting evidence is kept.
SimpleAML stores records locally in your browser on your device. It does not currently provide multi-user cloud sync. You should export and back up your records regularly.
SimpleAML does not store, hold, encrypt, or manage original compliance documents, identity verification records, or other source materials.
The collection, maintenance, secure storage, and protection of all underlying evidence — including identification documents, screening records, and AML/CTF program documents — is the sole responsibility of the user and their firm.
Best for sole practitioners and small firms. SimpleAML is most suitable for sole practitioners and smaller firms where one person mainly manages AML/CTF compliance.
Your obligations as the user: You are responsible for securely storing all underlying evidence, keeping records for the required 7-year retention period under the AML/CTF Act, protecting sensitive client documents, and maintaining access to records if staff, browsers, devices, or systems change.
Click Seed Pty Ltd, SimpleAML, and any associated parties accept no responsibility for the loss, theft, unauthorised access, or destruction of documents and source materials held by the user.
SimpleAML, Click Seed Pty Ltd, and any associated parties do not perform, assume, or accept any AML/CTF compliance role, function, duty, or responsibility on behalf of any user or firm.
SimpleAML must not be relied upon as:
Use of SimpleAML does not constitute delegation of any AML/CTF obligation under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 or AUSTRAC Rules. All AML/CTF obligations remain solely with the reporting entity and its appointed personnel.
Click Seed Pty Ltd, SimpleAML, and associated parties:
AML/CTF laws and AUSTRAC guidance change over time. While we endeavour to keep SimpleAML current, users should not rely solely on this tool to reflect the latest regulatory requirements. Always verify obligations against current AUSTRAC guidance at austrac.gov.au.
To the maximum extent permitted by law, Click Seed Pty Ltd and its affiliates disclaim all liability for:
Regulatory liability remains with you. Use of SimpleAML does not transfer any compliance obligation or regulatory liability from the user to Click Seed Pty Ltd. AUSTRAC enforcement action, penalties, or findings arising from non-compliance remain the sole responsibility of the reporting entity.
All content, software, logos, and materials in SimpleAML are the property of Click Seed Pty Ltd and are protected by Australian and international intellectual property laws.
Users may access and use the tool solely for lawful compliance purposes, and may not reproduce, distribute, or create derivative works without express written permission from Click Seed Pty Ltd.
These terms are governed by the laws of New South Wales, Australia. Any disputes arising in connection with this disclaimer or the use of SimpleAML will be subject to the exclusive jurisdiction of the courts of New South Wales.
By using SimpleAML, you acknowledge that you have read, understood, and agreed to this disclaimer, and that you assume full responsibility for all compliance obligations and any consequences arising from your use of the tool.
Questions about this disclaimer? Contact us and we will respond promptly.