⚠ AUSTRAC Deadline: 1 July 2026 — Tranche 2 obligations for real estate agents commence 1 July 2026. Loading… remaining.
Free compliance tool — Real estate agencies

Stop stressing about
Tranche 2.

Free AML/CTF compliance for Australian real estate agents. Audit-ready under AUSTRAC requirements — no account, no subscription, no complexity.

Get Compliant Free → See how it works
✓ No account required ✓ Data stays on your device ✓ 100% free ✓ ~15 min setup
1 July Tranche 2 deadline
7-step Guided setup flow
$0 Cost — free forever

Who it's for

Built for Tranche 2
real estate agencies.

If you act as a seller's agent in the sale of property, AML/CTF obligations apply to you from 1 July 2026. SimpleAML covers everything you need.

Independent agency
"I've been putting this off and the deadline is creeping up."
SimpleAML walks you through every AUSTRAC requirement step by step — agency profile, staff vetting, training, risk assessment, program approval and enrolment.
Principal / Licensee in Charge
"I need to get the whole team compliant before July."
Manage staff vetting records, training logs and CDD for every listing in one place. Generate a compliance evidence report at any time.
Sales agent
"I'm not sure exactly what I need to do for each property."
SimpleAML guides you through seller CDD at listing and buyer CDD before exchange — including auction timing rules and legal reliance.

What's included

Everything AUSTRAC
actually requires.

No bloated modules. No upsells. Just what your agency needs to comply.

🏢
Agency Profile
Document your agency structure, licence details, principal, AMLCO and designated services. Everything AUSTRAC needs for enrolment in one place.
🔍
Staff Vetting
Record personnel due diligence for every staff member — interview, reference check, self-attestation and criminal history where required.
🎓
Training Register
Log AML/CTF training for all staff. Track completion dates, providers and upcoming renewals. Required before 1 July 2026.
📊
Risk Assessment
Document your agency-level ML/TF/PF risk assessment across transaction types, customer profiles, geography and payment methods.
📋
AML/CTF Program
Upload your Part A and Part B program documents — use the free SimpleAML templates — and record senior manager approval before 1 July 2026.
✅
AUSTRAC Enrolment
Track your enrolment status, store your AUSTRAC Entity ID and record commencement date. Enrolment opens 31 March 2026, deadline 29 July 2026.
🏠
Listing Register
Complete seller CDD at listing and buyer CDD before exchange for every property. Handles private sales and auctions with correct timing rules.
⚖️
Legal Reliance Guide
Step-by-step guide to relying on a third party for buyer CDD — conditions, written confirmation requirements and record keeping.
📄
Compliance Report
Generate a printable PDF compliance evidence report after enrolment. Part A covers your full program record. Part B supports your 3-year independent evaluation.

How it works

Seven steps to
full compliance.

SimpleAML guides you through every step in order. Complete steps 1–5 before 1 July 2026, enrol by 29 July 2026, then generate your compliance report.

1
Agency Profile
Document your agency, licence and AMLCO
2
Staff Vetting
Vet all personnel before they start
3
Training Register
Log training for all staff
4
Risk Assessment
Document your agency risk profile
5
AML/CTF Program
Upload and approve your program
6
AUSTRAC Enrolment
Enrol and record your Entity ID
7
Save Report
Generate your compliance evidence report

Don't leave it too late.
1 July 2026 is closer than you think.

Takes about 15 minutes to set up. Your staff vetting, training register, risk assessment and AML/CTF program — all documented and audit-ready before the deadline.

— days
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— hours
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— mins
Get Compliant Free — Right Now →

No account  ·  Opens in browser  ·  100% free

Why it's free

Built by a CPA.
Not by a bank.

🎯
Built for independent agencies Enterprise AML tools are built for banks and cost thousands per year. SimpleAML is built for independent real estate agencies — the ones the big vendors ignore.
🔒
Your data stays with you All data is stored locally in your browser. Nothing is sent to a server. No vendor lock-in, no subscriptions, no data harvesting. Export your data at any time.
📅
The deadline is real Non-compliance with AUSTRAC Tranche 2 carries serious civil and criminal penalties. Small agencies shouldn't be left behind just because they can't afford enterprise software.
👤
Chris Wong
CPA · Director, Click Seed Pty Ltd
"I built SimpleAML because every tool I found was built for banks — expensive, overcomplicated, and completely overkill for a small agency. Independent real estate agents deserve something built for them. So I built it."
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Important: SimpleAML is a compliance assistance tool only and does not constitute legal advice. Users are responsible for ensuring their own compliance with AUSTRAC requirements. Seek independent legal advice where required. Users are solely responsible for the maintenance, backup, and storage of their own data to meet the 7-year record retention requirement under AML/CTF legislation. Developed by Click Seed Pty Ltd ABN 87 656 256 567.